If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The Halifax All in One Credit Card offers 0% for the first 13 months on purchases and balance transfers (3% balance transfer fee applies).

Representative example: Based on borrowing and repaying £1,200 over 12 months with a representative 17.9% APR (variable). The purchase rate is 17.95% p.a. variable. Interest rates vary depending on our assessment of your circumstances.

If you are accepted at the highest rate of 23.9% APR variable you may not be offered an introductory period on balance transfers and purchases.

To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit.

N.B. To receive commission you must use the card within the first three months of activation.

Lottery Points available:

• 4000 lottery points when your application is accepted

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